Your privacy is important to us

At Block Time Financial, we value the trust that our clients and consumers place in us. We are committed to protecting the personal privacy of individuals that visit our website and use our products and services. We have a fiduciary responsibility to our clients as well as to their customers.

The purpose of our Privacy Policy is to protect the privacy and confidentiality of our clients and more specifically to protect the interests of our clients’ customers. No action can be taken involving the consumer data, without the prior consent of our client and the consumer.

By providing us with your personal information, you agree to allow us to use your information in the manner set out in this Policy. You also warrant to us that you are over 13 years of age.

We recognize and respect that consumers expect privacy and confidentiality in all dealings with our clients and our company. We pledge that we will take the steps necessary to protect the privacy of information shared with our company.

We recommend that you read this Privacy Policy thoroughly and contact us if you have any concerns. We also suggest you review this Privacy Policy regularly to ensure you are informed about any changes that we may make to it from time to time. For inquiries about this Privacy Policy and how we collect and maintain your data, our full contact details are as follows:

Block Time Financial

737 Main Street

Delafield WI, 53018

info@Block Timefinancial.com

The data we collect and why it is collected: Personal data means any information capable of identifying an individual. It does not include anonymized data. We may possess the following categories of personal data about you: first and last name, email address(es), mobile phone number, organization providing you our service, and your account number at that organization.

How do we collect your personal information: Block Time Financial collects your personal information in the initial registration process when your account is opened by you or the organization providing you our service. You may view and edit any personal information we have collected in the registration process under the profile settings tab inside our platform.

How the data is used: Block Time Financial uses information collected on this site to help compile broad statistical trends that help us improve navigation and content. We use some of your personal information in our account registration process for security measures and to communicate transactions with you. You may disable transaction communications from our platform by removing your email and/or mobile number in the profile settings tab inside our platform. We do not sell or distribute non-public information, including email addresses collected via our registration site, to any third party. We will never utilize data obtained from individual consumers without the permission of both our client and the individual consumer.

Sensitive Data: We do not collect any sensitive data about you. Sensitive data refers to data that includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and genetic and biometric data. We do not collect any information about criminal convictions and offenses.

Security of Personal Information: The management of Block Time Financial limits employee access to information to those with a business reason for knowing such information. We educate our employees on the importance of maintaining consumer confidentiality and we enforce our privacy policies with appropriate disciplinary procedures.

Security Best Practices: Block Time Financial operates secure data networks protected by industry-standard firewalls, encryption, and password protection. The company enforces security procedures to protect confidential information from loss, misuse, or alteration. When customers connect with our secure server, we do collect data to interact with you. This is done through session cookies and Secure Socket Layer (SSL) which encrypts or scrambles your data so that no one else can read it. Data collected may include, but is not limited to, domain name, pages visited, and length of the session.

Sharing of Personal Information: Block Time Financial will not reveal specific information about consumer accounts or other personally identifiable data to unaffiliated third parties for their independent use except as follows:

1. When the information is required to complete a transaction initiated by the consumer.
2. When the consumer requests it.
3. When disclosure is required by law (e.g. subpoena, investigation of fraud, etc.); or
4. When the consumer has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication, and the consumer is given the opportunity to decline or “opt-out.”

Business Relationships with Third Parties: Block Time Financial pledges that we will not share information with third parties that do not adhere to similar privacy principles and practices for keeping such information confidential.

Disclosure of Privacy Principles to Clients and Consumers: Block Time Financial will post our Privacy Policy on our platform(s) and on our corporate website(s). Our clients that offer our platform to consumers may also disclose their specific privacy policies to consumers who use our products.

Cookies: You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of our platform and website may become inaccessible or not function properly. For more information about the cookies we use, please see below for our Cookie Policy.

Cookie Policy

What is a cookie?

A “cookie” is a piece of information that is stored on your computer’s hard drive and which records how you move your way around a website so that, when you revisit that website, it can present tailored options based on the information stored about your last visit. Cookies can also be used to analyze traffic and for advertising and marketing purposes. Cookies are used by nearly all websites and do not harm your system. If you want to check or change what types of cookies you accept, this can usually be altered within your browser settings. You can block cookies at any time by activating the setting on your browser that allows you to refuse the setting of all or some cookies. By not blocking cookies and continuing to browse you are authorizing the use of cookies. If you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.

How do we use cookies?

We use cookies to track your use of our platform(s) and our website(s). This enables us to understand how you use the site and track any patterns with regard to how you are using our service and website. This helps us to develop and improve our website as well as products and services in response to what you might need or want. Cookies are either:

Session cookies: these are only stored on your computer during your web session and are automatically deleted when you close your browser – they usually store an anonymous session ID allowing you to browse a website without having to log in to each page, but they do not collect any personal data from your computer; or

Persistent cookies: a persistent cookie is stored as a file on your computer and it remains there when you close your web browser. The cookie can be read by the website that created it when you visit that website again. We use persistent cookies for Google Analytics.

Cookies can also be categorized as follows:

Strictly necessary cookies: These cookies are essential to enable you to use the website effectively, such as when buying a product and/or service, and therefore cannot be turned off. Without these cookies, the services available to you on our website cannot be provided. These cookies do not gather information about you that could be used for marketing or remembering where you have been on the internet.

Performance cookies: These cookies enable us to monitor and improve the performance of our website. For example, they allow us to count visits, identify traffic sources and see which parts of the site are most popular.

Functionality cookies: These cookies allow our website to remember the choices you make and provide enhanced features. For instance, we may be able to provide you with news or updates relevant to the services you use. They may also be used to provide services you have requested such as viewing a video or commenting on a blog. The information these cookies collect is usually anonymized.

California Consumer Privacy Act of 2018 (CCPA)

The State of California has enacted “The California Consumer Privacy Act of 2018” (“CCPA”) in response to consumers’ desire for privacy and more control over their personal information. The CCPA ensures (1) the right of California consumers to know what personal information is being collected about them; (2) the right of Californians to know whether their personal information is sold or disclosed and to whom; (3) the right of Californians to say no to the sale of personal information; (4) the right of Californians to access their personal information; and (5) the right of Californians to equal service and price, even if they exercise their privacy and rights.

While Block Time Financial is currently exempt from the CCPA’s new regulation, we fully meet the compliance requirements of the CCPA. We do not sell or share any personal information that might be in our system for Californians or any other user. 

We honor the CCPA and GDPR Regulations’ “right to be forgotten” at all times. Should you wish to delete all information related to you, private or otherwise, simply login to your account, navigate to your profile page, and close your account.  If you don’t yet have an account, simply email info@blocktimefinancial.com with the subject remove.  We’ll send a confirmation email and if confirmed, we will delete all information pertaining to that email address.  All information and documents stored in the Block Time Financial system related to your account, as permissible by law, will be deleted via our secure shredder process.  Some data related to financial transactions is statutorily required to be kept for certain periods of time.